- 
			
Counter-checking crucial to quality  
            08/01/2005 NST-PROP 
            THE National House Buyers Association of Malaysia foresees many 
            pitfalls if the certification of residential buildings for the issue 
            of the Certificate of Fitness for Occupation (CF) is implemented 
            without a thorough study. The main fear we have is that the adverse 
            effects of self-certification by professionals would be more 
            far-reaching for buyers than any of the benefits that may be derived 
            from such a stream-lining exercise.
       
      - 
			
Self-certification, as architects see it
            22/01/2005 NST-PROP 
            IN response to the National House Buyers' Association's opinion 
            published in PropertyTimes on Jan 8 regarding the ills of 
            consultants certifying projects as fit for occupation, the Institute 
            of Architects Malaysia (PAM) have their say. Certain views have been 
            expressed of late, in the press and at various public forums, on the 
            issuance of Certificates of Fitness for Occupation (CF) by 
            professionals, both architects and engineers. This was also the 
            focus of an article by the National House Buyers Association (HBA) 
            in PropertyTimes on Jan 8.
       
      - 
			
            We are ready 
            and able, say engineers  
            29/01/2005 NST-PROP
            THIS week, the Association of Consulting Engineers Malaysia (ACEM) 
            argues why self-certification will benefit house buyers and rebuts 
            the comments made by the National House Buyers Association in our 
            Jan 8 issue 
       
      - 
			
Careful study of two-generation loan needed 
            12/02/2005 NST-PROP 
            FINANCIAL institutions want a "careful study" into procedure and 
            implementation if housing loans are to be stretched over two 
            generations - a recent proposal by Housing and Local Government 
            Minister Datuk Seri Ong Ka Ting as a Ninth Malaysia Plan policy. 
            Several financial institutions contacted said they do not see the 
            proposal as triggering a sharp increase in their housing loan 
            portfolios, since the move is aimed at making it easier for poor and 
            hardcore poor families to buy low-cost houses.
       
      - 
			
Buyers nix self-certification
            19/02/2005 NST-PROP 
            A debate has been raging in the pages of PropertyTimes the past few 
            weeks, following Prime Minister Datuk Seri Abdullah Ahmad Badawi's 
            suggestion that industry professionals such as architects and 
            engineers be allowed to certify housing as fit for occupation. The 
            issue arose out of the perennial problem of delays in the issuance 
            of Certificates of Fitness for Occupation. The National House Buyers 
            Association argued its case against it, followed by rebuttals from 
            Pertubuhan Akitek Malaysia and the Association of Consulting 
            Engineers. And now ...
       
      - 
			
HBA's vociferousness is commendable
            19/02/2005 NST-PROP  By S.R Nathan 
            I refer to the two Viewpoint articles from the Association of 
            Consulting Engineers Malaysia (ACEM) and House Buyers' Association (HBA) 
            in Property Times of Jan 29 and Feb 5 respectively. ACEM is a 
            professional body of engineers whereas HBA is a non-profit, 
            non-governmental and non-political organisation run and managed by 
            volunteers - some of whom are professionals as well - for the 
            benefit of all house buyers.
       
      - 
			
Issue has far-reaching consequences By Said 
            Ali
            19/02/2005 NST-PROP 
            I refer to the views expressed in PropertyTimes in the Jan 22 issue 
            by Pertubuhan Arkitek Malaysia (PAM) and by the Association of 
            Consultant Engineers Malaysia (ACEM) in the Jan 29 issue on the 
            subject of self- certification for the issuance of Certificates of 
            Fitness for Occupation (CFs). This idea was mooted by our Prime 
            Minister, after being briefed on the large number of complaints 
            about the late issuance of CFs.
       
      - 
			
Against the odds  
            26/02/2005 NST-PROP By Andrew Wong 
            I'VE had a ring-side seat in the ongoing debate between housebuyers 
            on one side, and architects and engineers on the other regarding the 
            issue of whether the Government should be removed from the process 
            of certifying houses fit for occupation. The clash, carried 
            exclusively in our pages over the past few weeks, has so far seen 
            the National House Buyers Association making the stand that the 
            local authorities should not forgo this duty - presumably even if it 
            means owners would still face delays in obtaining Certificates of 
            Fitness for Occupation to their units - because the downside, it 
            said, would be disastrous.
       
      - 
      
      Minimising 
      risks for buyers 
      14/03/2005 The Sun  
      KUALA LUMPUR: Purchasing a home is a major milestone in one's life. With the 
      exception of those fortunate enough not to worry about taking up bank loans, 
      the purchase of a house usually represents the largest single investment of 
      a lifetime.
       
        - 
      
      Strata 
      title delays still the main grouse of house buyers  
      21/03/2005  
      The Star 
       
      
      PETALING JAYA: Delays in obtaining strata titles for subdivided buildings 
      continue to be the main grouse of house buyers, said the National House 
      Buyers Association (HBA).
         
      - 
      
      House buyers caution against letting project consultants issue CFs
      
      24/03/2005 MM By Dennis Chua  
      KUALA LUMPUR: While the National House Buyers' Association (HBA) lauds 
      Prime Minister Datuk Seri Abdullah Ahmad Badawi's recent suggestion that 
      the Certificate of Fitness (CF) be issued by professional project 
      consultants, the association cautions that there may be several drawbacks. 
       
      
       
      - 
      
      CCC decision could open can of worms, says HBA
       
      26/03/2005  NST 
      THE National House Buyers Association (HBA) is unhappy with the 
      Government's move to replace the local authority-issued Certificate of 
      Fitness for Occupation (CF) for completed housing with certification by 
      industry professionals, who will issue the Certificate of Completion and 
      Compliance (CCC) "Abolishing the CF for housing could open a new can of 
      worms.  
       
      - 
      
'Local authorities still 
      have power'
      28/03/2005 NST By R. Sonia 
      PETALING JAYA, Sun. - Local authorities will still be responsible for 
      approving the development of housing projects and building plans. This is 
      despite the Government's move to replace the local authority-issued 
      Certificates of Fitness for Occupation (CF) with the Certificate of 
      Completion and Compliance (CCC), which is to be issued by industry 
      professionals.
       
      - 
      
CFs must prevail
      02/04/2005  NST 
      TWO distinct schools of thought have emerged since Prime Minister Datuk 
      Seri Abdullah Ahmad Badawi made the call for Certificates of Fitness for 
      Occupation (CFs) for completed houses be issued by the professional 
      consultants working on these projects instead of by local councils, as is 
      currently the case. As a background, from December this year, as Housing 
      and Local Government Minister Datuk Seri Ong Ka Ting recently announced, 
      the CFs issued by local councils will be replaced by Certificates of 
      Completion and Compliance (CCC), issued by a housing project's 
      consultants.
 
                      
    House buyers beware
    16/04/2005 MB By Joanna Sze 
    IT HAS been 14 years since the Housing Development Account (HD Account) was 
    introduced in 1991 under the Housing Development Act. Since then, housing 
    developers have been required to open the HD Account within 14 days after 
    the issuance of the housing developer's licence. All progress payments by 
    buyers must be deposited into the account, from which developers can only 
    withdraw in stages, based on the level of construction and certification by 
    their architects and engineers. This was legislated as a move to protect 
    house buyers who have invested their savings into property projects, only to 
    see their developers vamoose with their money, leaving only half-completed 
    shells and broken dreams.
 
                      
    Foreign observations
    23/04/2005 NST By Salleh Buang
    EVER since my good friend and editor, Andrew Wong, invited me to "join him" 
    (and leave behind us another daily) to become a regular contributor for 
    PropertyTimes, I have always enjoyed the prospect of opening my email Inbox 
    every morning and perusing the messages that readers of my column send me. 
    These letters vary in length and content. Some are short (ranging from 
    polite but nevertheless sincere expressions of appreciation to requests for 
    further information), but a few are indeed lengthy, extending a couple of 
    pages.
 
                      
    
	Board to hear condo residents’ woes to be operational soon
	23/05/2005 The Star 
    KUALA LUMPUR: Residents of 
      apartments and condominiums can soon bring complaints they have against 
      the buildings' managements to the Strata Titles Board.  
 
      - 
    
    
    
    Strata title boards for KL, Selangor soon  03/06/2005 The Sun  
    
    Meanwhile, National House Buyers Association (HBA) secretary-general Chang 
    Kim Loong already has a few names in mind for the KL board.
 
      - 
      
      
      Kaji semula CCC ganti CF 
      18/6/2005 Kosmo
      
      KUALA LUMPUR - Harapkan pagar, pagar makan padi. Demikian 
			perumpamaan daripada Persatuan Pembeli Rumah Kebangsaan (HBA) 
			mengenai kewibawaan segelintir arkitek perumahan. 
       
      - 
    
    
    Best formula for CCC  
    22/06/2005 The Sun
    House Buyers Association secretary-general Chang Kim Loong felt that all 
    professional bodies should be consulted on the issue of certification to be 
    done by architects and engineers. 
 
        - 
      
      
      Responsibility lies with developers  01/07/2005 The Star By
      CHANG KIM LOONG, Secretary-General, 
      National House Buyers Association, Kuala Lumpur.
			
      WE READ your report, "RM3b to revive projects", 
      (The Star, June 26), with mixed feelings.
 
        - 
    
    
    Protecting common rights
    31/07/2005 Sunday Star
    By June Chan
    BLOCKS of Disharmony (Homelife, July 17) seems to have touched a chord in 
    numerous people. 
 
      - 
      
      
      Condos filled with woes
      29/08/2005 The Star 
      HBA secretary-general Chang Kim Loong said 
      that most of the complaints they received were on the inefficiency of 
      management companies set up by the developers and management committees 
      elected by residents. 
 
      - 
      
      
      HBA urged the government to protect house buyers from being cheated
      03/09/2005 besonline.rtm.net.my 
      Kuala Lumpur - The Malaysian House Buyers' Association, (HBA), is asking the 
      government to implement the build and sell concept as soon as possible to 
      protect house buyers from being cheated by irresponsible housing developers
       
      - 
      
      
      Cadangan jual rumah siap 
      04/09/2005 Harian Metro 
      KUALA LUMPUR: Persatuan Pembeli Rumah Kebangsaan (HBA)) mencadangkan kerajaan 
      melaksanakan sistem 'Bina dan Jual 10:90' bagi mengatasi masalah pembeli ditipu 
      pemaju hingga menyebabkan projek perumahan terbengkalai.
       
      - 
      
      
      HBA syor kaedah baru beli rumah
      04/09/2005 Berita Minggu Oleh Rohaniza Idris 
      KUALA LUMPUR: Persatuan Pembeli Rumah (HBA) menggesa kerajaan memansuhkan 
      konsep pembelian rumah beli dan siap seperti yang wujud sekarang dan 
      menggantikannya kepada konsep 10:90 iaitu pembeli membayar pendahuluan 10 
      peratus dan 90 peratus lagi selepas rumah siap.  
       
        - 
      
      Call to let lawyers keep 
    deposit of house buyers
 04/09/2005 Daily Express
      Kuala Lumpur: The National House Buyers Association (HBA) 
      has suggested that the 10 per cent deposits made by house buyers should be 
      kept by lawyers in a special account instead of being paid to developers. 
 
      - 
      
      
      
      House buyers propose compromise payment plan 
      
       05/09/2005 MM 
      KUALA LUMPUR: Fed up with shoddy treatment by housing developers, house 
      buyers have come up with a proposed payment system dubbed the "10-90" 
      model. 
       
      - 
      
      
      
      Compromise payment plan  
      05/09/2005 NST  By Eileen Ng 
      KUALA LUMPUR, Sun. - Fed up with shoddy treatment by housing developers, 
      house buyers have come up with a proposed payment system dubbed the 
      "10-90" model. 
       
      - 
      
      
      HBA kemuka cadangan baru
      05/09/2005 kOSMO 
      KUALA LUMPUR - Persatuan Kebangsaan Pembeli Rumah (HBA) mencadangkan 
      supaya kerajaan melaksanakan sistem "Bina dan Jual 10:90" bagi mengatasi 
      masalah pembeli ditipu pemaju sehingga menyebabkan projek perumahan 
      terbengkalai.
       
      - 
      
      
      HBA sifatkan bajet mesra rakyat 
      11/09/2005 Berita Harian 
      PERSATUAN Pembeli Rumah (HBA) menyifatkan Bajet 2005 sebagai bajet mesra 
      dan prihatin rakyat khasnya kepada golongan berpendapatan rendah.
       
      - 
      
GRRs anyone?
      16/09/2005 MB By George Lai 
      IS the Guarantees Rental Returns (GRRs) scheme a classic case of caveat 
      emptor - guaranteeing investors nothing but heartache as highlighted by 
      the HBA article titled `Swayed 
      by Guaranteed Returns?' published in the July 1st, 2005 issue of 
      Malaysian Business' Housing & Property pullout? GRRs plans are indeed 
      extremely innovative and breakthrough business ideas especially for 
      cash-strapped property developers to improve their cash flow positions to 
      finance and complete property projects. Instead of carrying the financial 
      costs of unsold and even uncompleted property units, the promise to pay 
      buyers rentals ranging from 8% to 12% per annum of the purchase price for 
      a certain length of time is such a brilliant win-win strategy that only 
      those with a Malaysia Boleh spirit can conceive 
       
      - 
      
      
      Government moves on build-then-sell  
      01/10/2005 NST 
      THE Government wants the various sectors within the housing industry to 
      state whether they are willing to commit to the "build first, sell later" 
      concept of housing delivery before it makes a decision on the matter. 
       
      - 
      
      Bid 
      to further protect buyers   
      10/10/2005 NST By DATUK SERI YUEN YUET LENG 
      THE National House Buyers Association (HBA) has been pushing for a 
      pragmatic review of the outdated "Sell and then Build" (SB) system and its 
      replacement with the "10/90 Build and then Sell" concept that Housing and 
      Local Government Minister Datuk Seri Ong Kah Ting, had identified in 
      Australia not just as a concept but very importantly, an applied operating 
      system. 
       
        - 
      
      
      ‘Run a check on builder before buying a house’
      14/10/2005 The Star 
      Meanwhile, the National House Buyers Association is calling on the 
      ministry to compile a list of errant developers who have been convicted in 
      court and publish it on its website. Association secretary-general Chang 
      Kim Loong said the database of errant developers would enable house buyers 
      to assess the risk when purchasing property. 
 
      - 
      
      
      Pillory the rogues
      22/10/2005 NST
      THE clamour for transparency in Government since the Approved Permit for 
      vehicles fiasco broke out several months ago should have taught the 
      Ministry of Housing and Local Government some lessons, considering that it 
      had received so many pleas from aggrieved house buyers for such a long 
      time.  
       
      - 
      
      
      Rogues exposed
        29/10/2005 NST By G. Umakanthan 
      IN a move welcomed immediately by the National House Buyers Association, 
      the Housing and Local Government Ministry four days ago posted on its 
      website (www.kpkt.gov.my) lists of housing developers who have run foul of 
      the law.  
       
      - 
      
      
      Disciplining rules
        
      29/10/2005 NST By Andrew Wong 
      Labelled “rogue developers” by the media and the National House Buyers’ 
      Association, they account for 15.5 per cent of the developer barrel 
      totalling 4,500. 
       
      - 
      
      
      Laws 
      alone are not enough  
      
      29/10/2005 NST By YIN EE KIONG 
      THERE'S nothing new in the issues raised by the National House Buyers 
      Association (HBA) in PropertyTimes last week ("Pillory the rogues", Oct 
      22, 2005). This debate has been going on for 40 years and each time a 
      housing scandal arises, new legislations are put in place to police the 
      industry. 
       
      - 
    
    
    Housing heartaches 
    29/10/2005 NST By Salleh Buang 
    IN May 2004, Prime Minister Datuk Seri Abdullah Ahmad Badawi was quoted by 
    the local media as saying, "I think it is not right to pay money first, 
    before you get your house ... if they (developers) don't get to sell all 
    their houses, the money won't be enough for them to build. 
       
      - 
    
    
    Exposed on Net 
    
    07/11/2005 The Star BY Devid Rajah
    National House Buyers Association secretary-general Chang Kim Loong, who 
    described the move as “very encouraging”, called on the public to visit the 
    website. 
       
      - 
      
      
      Buyers' Recourse - Salvaging unwise choices 
      11/11/2005 The Sun
      The National House Buyers Association (HBA) is a body to which house 
      buyers can turn to. Chang Kim Loong, its honorary secretary-general, 
      encourages buyers to approach it when they encounter problems or need 
      advice. 
       
        - 
      
      
      Tubuhkan jawatankuasa pembeli
      21/11/2005 Kosmo
      Sementara itu, KOSMO! turut mendapatkan penjelasan berhubung masalah 
      terseuut daripada Setiausaha Agung Persatuan Pembeli-Pembeli Rumah 
      Kebangsaan (HBA), Chang Kim Loong. "Kami akan membantu dari segi khidmat 
      nasihat secara percuma kepada para pembeli unit di Super Taipan itu supaya 
      hak mereka terbela," katanya. 
 
      - 
      
      
      Strike equitable balance
        
      22/11/2005 NST By V.T. 
      Additionally, the House Buyers Association (HBA) needs to be 
      institutionalised and empowered and get the support of the Government, 
      developers, local authorities and banks. 
       
        - 
      
      
      Seven developments put on hold 01/12/2005 The Sun 
      Meanwhile, Chang Kim Loong, honorary secretary-general of the National 
      House Buyers Association (HBA), lauds the government's move. 
 
      - 
      
      
      Buyers, builders argue over housing patterns  
      03/12/2005 NST
      But the National House Buyers Association (NHBA) does not buy the 
      doom-and-gloom outlook. Its secretary-general Chang Kim Loong describes 
      them as "mere frighteners".
       
      - 
      
      What 
      house buyers need to know
       
      03/12/2005 NST 
      HERE'S an event that those intending to buy a house or have already 
      bought one off a developer's colourful brochures should not miss: 
       
      - 
      
      
      Defective workmanship, late delivery top grouse list 
      14/12/2005 The Sun 
      KUALA LUMPUR: Defective workmanship and late delivery of housing units 
      topped the list of complaints received in 2000-05 by the monitoring and 
      enforcement division of the Ministry of Housing and Local Government.